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Insurance Coverage?

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Re: Insurance Coverage?

by rev.ronnie » Oct 07, 2011 2:08 am

I put mine on the homeowners policy. Austin Mutual. I pile everything on there. Boats, snowmobiles, utvs etc. Pretty cheap. I have two policy's, separate for each house. It is cheaper on the one NOT on the lake...go figure.

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Re: Insurance Coverage?

by Killer » Sep 26, 2011 9:58 pm

Geico said no to me on my HOOKER

Re: Insurance Coverage?

by silkeysak » Aug 27, 2011 9:33 pm

Yeah, unfortunately not for the Stream's. I was surprised they even gave me a quote. I did fudge a little, and told them it was a runabout with a top speed of 70, lol.

Re: Insurance Coverage?

by Rut311969 » Aug 27, 2011 9:16 pm

Putting the screws to us I pay only 400$ a year for my plate boat for ins and its value is 15000 . But not for my streams :cry:

Re: Insurance Coverage?

by silkeysak » Aug 27, 2011 3:36 pm

I have an auto policy with Progressive. Just got a qoute on $6500 boat value for $79.84 a month. That's being a 79 Viking with 225 rude and modified gearcase. Not too bad.

Re: Insurance Coverage?

by RussF » Aug 20, 2011 5:42 am

silkeysak wrote:Hey Russ, how much are you paying with Progressive? I have their auto insurance now. By the way, the prop gave me a 5 to 7 mph increase, and handles beautifully.
Im happy to hear that prop worked out for you and insurance cost depends on what you want for coverage

Re: Insurance Coverage?

by redneckcustoms13 » Aug 19, 2011 10:30 pm

however if they are on the trailer and envolved in a collision they are.... :roll:

Re: Insurance Coverage?

by silkeysak » Aug 19, 2011 6:15 pm

It's funny, because cars can travel at extremely unsafe speeds, but they still get coverage. Maybe they don't understand that while we like to go fast, many of us perform every bit of work on our boats to make sure that they are as safe as possible. I, for one, have personally tightened every bolt and connection on my Stream, and recheck them frequently. I guess we have to be our own insurance. Not to mention proper flotation jackets, automatic shutoff's etc. I must say, in your case, most racing vehicles can't be insured.

Re: Insurance Coverage?

by 77viper » Aug 18, 2011 7:28 pm

The problem with progressive is that they will only cover a runabout boat with speeds under 65mph but will cover bass boats up to 75. I work with the adjusters often and they said they would deny any coverage if I had it on my boat.

I sold a trolling motor to a insurance agent last year and when he came to pick it up he was checking out my viper so I asked him if he could cover it and after laughing for a bit he asked if I was serious. I have a buddy checking into what I can get and he is coming up blank unless it's some expensive liability coverage only. Then again the viper isn't your average boat.

Re: Insurance Coverage?

by silkeysak » Aug 18, 2011 6:14 pm

Hey Russ, how much are you paying with Progressive? I have their auto insurance now. By the way, the prop gave me a 5 to 7 mph increase, and handles beautifully.

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